Is property worthwhile as an investment?

Property can be worthwhile as an investment, but that cannot be said across the board. Whether an investment works out depends on location, purchase price, lettability and running costs. What matters is an honest calculation that takes account not only of the rent but also of effort and risks.

What speaks for property as an investment

Ongoing income

Let properties provide regular rental income. In a good location and with solid letting, this cash flow is stable and predictable.

A tangible asset

A property is a tangible asset. Many investors value it as a complement to other forms of investment and as long-term security.

What you must realistically allow for

Part of the truth is the effort involved: maintenance, management, the risk of void periods and looking after tenants. How much is left in the end is shown by the return, see How do you calculate the return on an investment property?. The tax side also belongs in the calculation, see How is rental income taxed?. We deliberately make no specific promises about returns, because every property and every market is different.

You do not recognise a good investment property from the brochure, but from an honest calculation.

Who an investment property suits

An investment property suits above all people who think long term and are not after quick gains. It ties up capital but brings ongoing income over the years and a stable tangible asset. Anyone who wants to stay flexible or keep their money available at short notice is often better served by other forms of investment. Your own willingness to deal with management and maintenance also plays a part. Anyone wanting to hand that effort over should plan for management from the outset. We help you assess honestly whether property fits your goals.

Our recommendation

Calculate with realistic figures before buying and allow a buffer for maintenance and void periods. Anyone who does not want to look after the property themselves should plan in the management costs from the start, because good management protects exactly the income at stake. We know the Graz market, place properties realistically and take on the entire running of them on request. Arrange a conversation and we will look at your situation together.